Kaplan Ventures LLC Terms of Service & Membership Agreement

Effective Date: February 1, 2025


Welcome to Kaplan Capital Inner Circle! By accessing, purchasing, participating in, or engaging

with this community, you agree to the following legally binding Terms and Conditions (ToS),

Membership Agreement, and Disclaimer.


If you do not agree to these terms, you must exit the community immediately and refrain from

using our services.


1. Service Description


Kaplan Capital Inner Circle provides educational content, market insights, and a private

community for traders and investors.

This is not a financial advisory service. We make no guarantees of profitability or financial

success.


2. Membership Terms & Payment Policy


2.1 Membership Purchase & Renewal

● Membership fees are billed annually and will be charged to the payment method

provided at the time of signup.

● By purchasing a membership, you authorize automatic renewal unless canceled before

the renewal date.

● All sales are final, and no refunds will be issued under any circumstances.


2.2 No Chargebacks or Payment Disputes


● All membership fees are final and non-refundable.

● You explicitly waive any right to file a chargeback or payment dispute with your bank,

credit card provider, or payment processor (Whop, PayPal, Stripe, etc.).

● Fraudulent chargebacks will result in permanent account suspension and potential legal

action for breach of contract.

● By agreeing to this contract, you waive any right to file a chargeback or payment dispute

with your bank or credit card provider for any reason, including dissatisfaction with the

service.

● If a chargeback is filed in violation of this agreement, Kaplan Capital Inner Circle

reserves the right to seek damages, legal fees, and report fraudulent disputes to

financial institutions.


2.3 Cancellation Policy


● You may cancel your membership at any time before renewal to avoid future charges.

● Canceling your membership does not entitle you to a refund for any unused portion of

your term.

● Upon cancellation, access to Kaplan Capital Inner Circle will remain active until the end

of the billing cycle.


3. No Financial Advice – Educational Purposes Only


Kaplan Capital Inner Circle and its associates are not registered financial advisors, brokers, or

investment professionals. We do not provide financial, investment, legal, or trading advice. All

content shared within this community is strictly for educational and informational purposes only

and should not be considered personalized financial advice.

Any information, trade ideas, market insights, or opinions provided in this group do not

constitute investment recommendations. Always conduct your own research (DYOR) before

making financial decisions.


4. No Fiduciary Relationship


Participation in this community does not create a client-advisor relationship, fiduciary duty, or

any legally binding financial advisory relationship between Kaplan Capital Inner Circle, its

associates, and its members.

You are 100% responsible for your own financial decisions, including evaluating any trading

strategies, financial insights, or educational materials shared within this community.


5. No Liability – Trade at Your Own Risk


Kaplan Capital Inner Circle and its associates assume no responsibility or liability for any

financial losses, damages, or adverse outcomes resulting from information shared within this

group. By participating, you explicitly:

● Acknowledge that all investment and trading decisions are made at your own risk.

● Agree to waive any right to bring claims, legal proceedings, or disputes against Kaplan

Capital Inner Circle and its associates related to your financial decisions.

● Agree to arbitration instead of court litigation (see Section 13).

6. Market Risks & Potential Losses


Trading in cryptocurrencies, stocks, options, and futures involves substantial financial risk.

Market valuations fluctuate unpredictably, and participants may experience:

● Significant capital losses exceeding their initial investment.

● Leverage magnifying both gains and losses.

● Liquidity risks, market manipulation, and economic instability.

● Extreme market conditions where liquidation may not occur at expected prices.


📌 Never trade with money you cannot afford to lose.


You assume full responsibility for all trading decisions and financial risks.


7. No Guarantees & No Promises


Nothing in this community should be construed as a promise, guarantee, or assurance of

profitability.


Past performance is NOT indicative of future results. Market conditions are unpredictable, and

all decisions should be made based on your own due diligence.


8. Regulatory Compliance


Kaplan Capital Inner Circle operates in compliance with applicable financial regulations,

including CFTC & SEC guidelines.

● We do NOT solicit investments, offer financial products, or provide individualized trading,

investing, or financial recommendations.

● This community does NOT constitute an offering of securities or investment contracts

under any jurisdiction.


It is your responsibility to ensure compliance with the financial regulations applicable in your

country.


9. No Misrepresentation of Trade History


Any trade history, performance metrics, or market insights shared in this community are strictly

for educational purposes and illustrative examples only.

● These examples do not represent expected future performance.

● No assurance or guarantee is provided that similar results will be achieved.

Kaplan Capital Inner Circle and its associates are not responsible for any decisions based on

past performance data.


10. Community Conduct & Rules


To ensure a productive, respectful, & professional environment, all members must adhere to the

following rules:

● Respect Others – No harassment, hate speech, or disruptive behavior.

● No Spam or Scams – Any fraudulent activity, misleading information, or deception will

result in a permanent ban.

● No Unauthorized Promotions – Do not promote services, links, or external content

without permission.

● Confidentiality – Do not share private conversations, trade ideas, or information in this

group without consent.

🔹 Failure to comply with these rules may result in removal from the community.


11. Acceptance of Terms


By accessing and participating in Kaplan Capital Inner Circle, you acknowledge that:

● You are solely responsible for your financial decisions.

● Kaplan Capital Inner Circle and its associates are not liable for any trading losses.

● You understand the risks associated with financial markets.

● You waive any right to hold Kaplan Capital Inner Circle liable for financial outcomes.

📌 If you do not agree with these terms, do not use this service.


12. Modifications to Terms


Kaplan Capital Inner Circle reserves the right to update or modify these Terms of Service at any

time without prior notice. Continued participation in the community constitutes acceptance of

any revised terms.


13. Arbitration & Legal Disputes


Severability Clause:

● If any part of this agreement is deemed invalid or unenforceable, the remaining

provisions will still be in effect.

Binding Arbitration Clause:

● Any legal disputes must be resolved through binding arbitration instead of litigation.

● Arbitration will take place in Wyoming, United States of America, under the Wyoming

Uniform Arbitration Act (Title 1, Chapter 36, Wyoming Statutes).

● You waive the right to sue in court or participate in class action lawsuits.

Governing Law:

● This agreement is governed by the laws of Wyoming, United States of America.

If you file a chargeback in violation of this agreement, we reserve the right to:

● Seek damages and legal fees.

● Report fraudulent disputes to financial institutions.